How is interest calculated? The delayed payment period starts from the date of order. Interest is calculated from date of order and compounded daily. Plus, you pay nothing for at least 20 days. Limited. Smart TV Boxes, Digital TV Recorders & Freeview Boxes, Sat Navs, Dash Cams & In Car Entertainment, Up to 40% off Selected Jewellery & Watches, Take 3 is always available with Very Pay for every item you purchase, any time you shop, You don't need to select Take 3 at checkout, simply add your purchases to your credit account and we will automatically calculate your Take 3 payment for you, All you need to do is pay the Take 3 amount shown on your statement, by the due date and you'll pay no interest, There's no extra cost, just a payment option that allows you to delay payment for at least 20 days and split the cost of your purchases into 3 equal payments, You can use Take 3 as many times as you want as long as you have the available credit on your Account, With Take 3 you can choose to pay less than the Take 3 amount. statement on time and pay no interest. Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your credit account. Any outstanding balance plus the interest will now become payable on your account. The interest will be added to your account as a lump sum at the end of the delayed payment period. This lets you split the cost of anything over 3 months. Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. This means you will pay interest on interest. Available on any purchase, every time you shop, You'll only pay interest if you choose not to complete payment This will attract interest at your account rate, meaning you will pay interest on interest. Limited. You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. What happens after the delayed payment period? pay this way you will be charged interest, and it will take you longer to pay off your balance. Buy Now Pay Later for 12 months when you spend 200 or more. If you decide you want to take a little longer to pay, you can. Click here to visit My Account and click Change my credit limit. The costs for delivery and installation services cannot be placed on Buy Now Pay Later. Shop now and delay payment, subject to your credit and account status. your home, all shoppable right now with your Very Exclusive account! Introduced by Shop Direct Finance Company There seems to be a problem serving the request at this time, One stop shop for all things from your favorite brand, Under armour Long Sleeve Women's Activewear, lululemon Leggings Regular Size 8 for Women, Lululemon Regular Size Leggings 6 Size for Women, Nike Women's Activewear Short Sleeve Tops, New Balance Long Sleeve Women's Activewear, {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}, Nike lab city ready bodysuit DA0252-010 size XSmall, Nike Long Sleeve Dry Park IV Soccer Goalkeeper Jersey Women M Gray White Cj6071, Nike Women's Size Dry-Fit Long Sleeve Running Top 685910 Size Small Thumbholes, Nike x AMBUSH Women's NRG IR Top 'Nets' DB1614-077 Longsleeve size MEDIUM, Nike Therma All Time Mock Training Half Zip Jacket Women's Medium Black Cn9390, Nike Vapor Pro Long Sleeve Volleyball Jersey Women's Medium 915025 Black, Nike Women's Element 1/2 Zip Running Top Grey Size Extra Small, Nike Long Sleeve Training Top Women's Medium Black Shirt Softball Run Av6694. However, if you do, interest will be charged at your account rate. Buy Now Pay Later is an interest-bearing option that allows you to delay payments on your purchases depending on the offer.. Get 30 back when you spend 250 or more with code GETFESTIVE30 Sales arranged by Direct Group Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or *Excludes purchases on Buy Now Pay Later. Over 18's only. If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Registered number: 4660974. Now you're here you can discover 100s of premium brands for you and Buy Now Pay Later for 6 months when you spend 50 or more. Remember, your interest rate information is in 'My Account'. This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable). Copyright 1995-2022 eBay Inc. All Rights Reserved. Registered number: 4663281.Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB. The code can only be used once and not at the same time as other offer codes. New Very Home Insurance customers only. You can pay in full today using a credit or debit card. Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. Buy Now Pay Later is an interest-bearing option available with Very Pay that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. Authorised and regulated by the Financial Conduct Authority. Simply go shopping and add your purchases to your account and we'll work out your If you The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and will be detailed in checkout. Internet Explorer 11 is no longer supported, For the best experience we recommend using a supported browser, such as Microsoft Edge or Google Chrome. We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. Alternatively, you can call us. You can choose: Over 18's only. is added to your account as a lump sum when this ends. All Rights Reserved. The Very Group Limited. You may be offered other promotional interest rates. Registered number: 4660974. Please note that if you return items from your order the credit will be reversed if the order value falls below the required amount. A personalised credit limit, typically 1,000. Shop Direct Home Shopping Limited. If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate. your payable balance. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). Something went wrong. How do I make a Buy Now Pay Later payment? Authorised and regulated by the Financial Conduct Authority. How to avoid paying interest? Do I still have to pay my minimum payment? Take 3 is automatically applied to everything you buy, so you don't need to do anything. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Authorised and regulated by the Financial Conduct Authority. Get 10 back when you spend 125 or more with code GETFESTIVE10 Get 20 back when you spend 175 or more with code GETFESTIVE20 In checkout you can choose how long you would like to delay your payment for. multiple partial payments. View cart for details. Find out more. Just click the 'My Details' tab, and then into 'My APR'. Interest is calculated and compounded for the delayed payment period and What is Buy Now Pay Later? This must be at least 5 or 7% of your balance. You always have the flexibility to pay a monthly amount that suits you. What is excluded from Buy Now Pay Later? Credit provided, subject to status, by Shop Direct Finance Company Limited. If you decide not to pay before the deferred payment period ends, the outstanding balance, plus the interest will now form part of The minimum payment is detailed on your statement. Insurances & delivery/installation charges are excluded from the offer. And you can avoid interest on every purchase. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. Just make your minimum payment. If you have a non-Buy Now Pay Later balance on your credit account, you will still need to make at least your minimum payment as shown on your statement. Take 3 payment for you. Swoosh Run Midlayer Long Sleeve Top - Black, Running Long Sleeve1/2Zip Element Top - Black, NSWEssential Icon Futura Long Sleeve Top (Curve) - Black, Running Long SleevePacer Crew Top - Black, Running Long Sleeve Half Zip Element Top - Light Pink, Running Df Swoosh Half Zip Top - Rose Pink, Running Long Sleeve Zip Pacer Top - Bright Green, NSW Essential Icon Futura Long Sleeve Top (Curve) - Dark Grey Heather, Running Long Sleeve Pacer Crew Top - Bright Green, Running Long Sleeve Zip Pacer Top - Black, Running Long Sleeve Zip Pacer Top - Dark Pink, Swoosh Run Swoosh Pacer Long Sleeve Top - Light Blue, The One Dri-FIT Long SleeveTop (Curve) - Black, NSW Essential Icon Futura LS Top - Dark Grey Heather, Swoosh Run Swoosh Pacer Long SleeveTop - Black, NSW Essential Icon Futura Long Sleeve Top - Black, Swoosh Run Midlayer Long SleeveTop - Dark Pink, Running Dri-FITPacer Half Zip Top - Pink, Running Dri-FITSwoosh Half Zip Top - Grey. This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable). Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. A personalised credit limit, typically 1,000. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Buy Now Pay Later availability is subject to your credit and account status. You may be offered other promotional interest rates. Representative Example All you need to do is pay the Take 3 amount shown on your in 3 monthly instalments. The costs for delivery and installation services cannot be placed on Buy Now Pay Later.
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